Miami Wind Mitigation Inspection

Florida state law requires insurers in the state to apply discounts or other rate differentials to homeowners insurance policies where wind resistive features are present on the subject home.  Yet, the Florida Department of Financial Services reports that Florida homeowners, including Miami, could be overpaying on homeowners insurance premiums by an estimated 22%.  Two factors are to blame.  First, many homeowners aren’t aware that the discounts are available for their homes.  But truthfully, most homes in the Miami area do meet the state’s standards on wind resistant structures.

A second reason that homeowners don’t request homeowners insurance rate discounts is that they don’t know how to qualify or think the process is complicated.  This is wholly untrue, especially if you engage Miami Wind Mitigation Inspection Professionals to conduct a Wind Mitigation Inspection on your Miami home.  Our experts can assist you in finding out whether you are among the numerous residents who qualify; then, we provide you with the proper documentation to establish your eligibility with your insurance provider.


Discounts are available for wind-protective fixtures on windows and doors, such as hurricane shutters and specially-treated window panes.  Also, a “hip roof,” one that is sloped up on all sides like a pyramid, entitles a homeowner to rate reductions.  There are likely numerous other features and construction methods present in your Miami home that will cut your homeowners insurance rates significantly.

However, a Wind Mitigation Inspection by Miami Wind Mitigation Inspection Professionals is the only way for homeowners to make sure that they’re uncovering every stone when listing features that qualify for reductions.  We will also point out strengths and weaknesses in the construction, and offer recommendations on how to benefit from installing certain wind resistive features.  Our experts provide superior analysis and excellent customer service, and our low price guarantee ensures you get the most competitive prices.



  • Wind Mitigation

    Save $$$$
    Higher risks on older homes.  Weather and deterioration are typical of Miami homes 25 years and older.  A Four Point Inspection can reveal issues with a home’s major systems and offer advice on mitigating any problems.  Contact Miami Wind Mitigation Inspection Professionals to discuss how a Four Point Inspection can identify areas of risk for insurer and homeowner.



     

    Many Miami homeowners may be eligible to cut their homeowners insurance premiums up to 60%, yet they don’t take advantage of these savings.  Some aren’t aware of Florida state law that requires insurance companies to apply discounts to homeowners insurance premiums where the residence contains certain wind-resistant features.  Structures and construction methods that provide added protection against severe weather will make Miami homes eligible.  To find out more about the Florida state requirements and see how a Wind Mitigation Inspection can help you qualify for these significant savings, contact the experts at Miami Wind Mitigation Inspection Professionals.

     

  • Four Point Inspection

    Older home?
    Higher risks on older homes.  Weather and deterioration are typical of Miami homes 25 years and older.  A Four Point Inspection can reveal issues with a home’s major systems and offer advice on mitigating any problems.  Contact Miami Wind Mitigation Inspection Professionals to discuss how a Four Point Inspection can identify areas of risk for insurer and homeowner.

     

    Your insurance company has requested that you carry out a Four Point Inspection on your older home before issuing a homeowners insurance policy.  This is not personal; it’s the insurer’s way of assessing risk and balancing concerns about the age and condition of four of the major elements of your home.  The home’s roof, plumbing system, electrical components and HVAC are the areas of the home that are the most likely to deteriorate in certain ways over time.  Incidentally, these are the spots that cost the most for insurers to replace or repair if damage occurs.  A Four Point Inspection from Miami Wind Mitigation Inspection Professionals can help insurers and homeowners understand how the condition of these items affects risk and the safety of the home.

  • Roof Inspection

    No house without a roof: Don’t ignore that leak!  Probably the most fundamental feature of your home, your roof needs regular attention to assess structural sturdiness and overall stability.  Having the Miami Wind Mitigation Inspection Professionals conduct a Roof Inspection will identify concerns before they become destructive.

     

     

    insurer to request a more detailed look at the roof of a Miami home, especially where wear is quite pronounced.  A Roof Inspection is a more detailed and comprehensive look at the structural integrity and stability of this essential of a home, and can estimate how long the roof is capable of lasting.  In addition, it can also reveal how proactive upgrades and preventative maintenance can help extend the life of your roof.  A Roof Inspection with Miami Wind Mitigation Inspection Professionals is a step in the right direction to assessing your roof’s condition and making it last into the future.

  • Full Home Inspection

    Peace of mind: Closing with ease.  Buyers and sellers have competing interests when engaging in negotiations for the sale of a home.  Take one issue off the table:  the general condition of the residence.  A Full Home Inspection from Miami Wind Mitigation Inspection Professionals will provide all detail on all aspects of the home to provide assurances on both sides.

     

     

    Understanding the service life, stability and general condition of a home’s structure, fixture and systems is of paramount concern to both buyer and seller when negotiating the sale of a home.  The fact of the matter is that this transaction is probably the biggest investment many Americans make.  A buyer would never knowingly take possession of a residence that has numerous structural problems.  A seller would never list the home without having a very accurate idea of fair market value.  With a Full Home Inspection from Miami Wind Mitigation Inspection Professionals, there are no agonizing questions or uncertainties.